Accuro Finance Frequently Asked Questions

More about mortgages and remortgages
Secured and unsecured loans
Who can we help?
What can you use the money for?

More about mortgages and remortgages: top
Buying a new home or remortgaging your existing home is probably one of the biggest financial decisions you will ever make. At Accuro Finance we can offer a range of products designed to suit your specific needs, all with competative interest rates.

Are you getting the best deal on your mortgage? How long has it been since you reviewed your options? By switching your mortgage you could be paying less each month, lowering your monthly payments and even releasing some of the equity that's in your home. This could be spent on home improvements, a holiday or a new car.

Secured and unsecured loans: top
Secured loans are secured against an asset, usually property. Unsecured loans have no assets as security. This primarily affects 3 things.

1. The cost of borrowing the money i.e. the interest rate.
2. The amount you can borrow.
3. The length of time you can take to repay the money back.

What this means to you is that the interest you will be charged on a secured loan is lower than that of an unsecured loan.
You can borrow more on a secured loan. The amount is subject to the value of your property. Unsecured loans normally have a maximum amount available no matter what your circumstances e.g. £15,000. Because of the increased amount of a secured loan the term is longer than an unsecured loan to allow the repayments to be affordable. Unsecured loans typically have a maximum term available e.g. 5 years.

Who can we help? top
Whether you have CCJs or mortgage arrears we may have the package that is right for you. The cost will be dependant on your credit history. If you have problems confirming your income we may have the right loan for you. Your repayments will be assessed to confirm they are affordable taking into account your income and your other commitments. Call us today on 0800 043 4313 or fill in our short form and let us provide you with a range of options.

What can you use the money for? top
Need a new car? Apply now for an affordable loan from Accuro Finance.
Home Improvements? That new kitchen or conservatory could be yours sooner than you think!
Debt consolidation? Bring all those loan, mortgage and credit card payments together into one, affordable, monthly repayment and take control of your finances.

Call us today on 0800 043 4313 and let our team of trained, professional agents help you.